Binokl Blog

The numbers behind building a startup.

Practical guides on financial modeling, runway, cash flow, and SaaS metrics. Written for pre-seed and seed founders who need to understand and defend their own numbers.

Cover image for Why AI tools still struggle with your financial model (and what actually helps)
Feb 24, 2026

Why AI tools still struggle with your financial model (and what actually helps)

AI in Excel is genuinely impressive. It is also solving the wrong problem. Here is what the spreadsheet debugging wave is missing about how financial models break.

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Cover image for Why your assumptions matter more than your projections
Feb 17, 2026

Why your assumptions matter more than your projections

How to build financial model assumptions that are explicit, defensible, and actually useful for making decisions and talking to investors.

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Cover image for How to build a downside scenario your investors will believe
Feb 10, 2026

How to build a downside scenario your investors will believe

Why scenario planning matters for early-stage startups and how to build a downside case that is honest, defensible, and actually useful.

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Cover image for Top-down vs bottom-up forecasting: which one to use and when
Feb 3, 2026

Top-down vs bottom-up forecasting: which one to use and when

The two main approaches to revenue forecasting for startups, what each one is good for, and why the best models combine both.

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Cover image for Gross margin for SaaS founders: why it matters more than you think
Jan 27, 2026

Gross margin for SaaS founders: why it matters more than you think

What gross margin is, why SaaS businesses target 70-80%, and how it connects to fundraising, unit economics, and your financial model.

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Cover image for CAC and LTV: what they actually mean for early-stage SaaS
Jan 20, 2026

CAC and LTV: what they actually mean for early-stage SaaS

A practical guide to customer acquisition cost and lifetime value for pre-seed and seed founders who need to understand and defend these numbers.

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Cover image for Why you should build a financial model before you have real numbers
Jan 13, 2026

Why you should build a financial model before you have real numbers

The case for building a financial model at pre-seed, even when everything is uncertain and the numbers will be wrong.

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Cover image for Binokl vs Spreadsheets
Jan 6, 2026

Binokl vs Spreadsheets

Why spreadsheet models break under real startup change and how structured systems reduce risk.

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Cover image for Investor-ready financials
Dec 30, 2025

Investor-ready financials

What VCs actually want to see in early-stage financials and how to avoid common trust-killers.

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Cover image for Startup metrics: MRR, ARR, and Churn
Dec 23, 2025

Startup metrics: MRR, ARR, and Churn

A founder-focused guide to MRR, ARR, and churn and how they drive revenue, cash, and runway.

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Cover image for Cash flow vs Profit
Dec 16, 2025

Cash flow vs Profit

Why profit can look healthy while cash shrinks, and how founders should model the difference.

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Cover image for Runway and Burn rate
Dec 9, 2025

Runway and Burn rate

How to calculate runway and burn rate, avoid common mistakes, and keep cash decisions grounded in reality.

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Cover image for Startup financial model
Dec 2, 2025

Startup financial model

A founder-first guide to building a startup financial model that connects revenue, costs, and cash decisions.

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